January 4, 2024

Putting the Benefit in Death Benefit

On this episode of the Gross Profit Podcast, James Kennedy sits down with John Ensley, a Chartered Financial Accountant and Registered Investment Advisor, who is also the President of J. Ensley Financial. John brings a fresh perspective to the table, discussing how life insurance can transcend its traditional role as a death benefit.
The Gross Profit Podcast
The Gross Profit Podcast
Putting the Benefit in Death Benefit
Loading
/

Show Notes

James Kennedy chats to John Ensley, a Chartered Financial Accountant and Registered Investment Advisor, who is also the President of J. Ensley Financial.

John brings a fresh perspective to the table, discussing how life insurance can transcend its traditional role as a death benefit. With his innovative approach to financial planning, John explores the concept of Infinite Banking and how it allows individuals to profit from their life insurance policies while still alive, especially considering longer lifespans.

What You’ll Learn:

  • Infinite Banking Concept: Understanding how life insurance can offer financial benefits during one’s lifetime.
  • Financial Planning Revolution: John’s mission to transform the way individuals control their money, lifestyle, and retirement plans.
  • Industry Trends and Developments: Insights into the latest trends in financial planning and how they impact consumers and professionals.

Episode Highlights:

  • Introduction: John Ensley introduces himself and talks about his vision for revolutionizing financial planning.
  • Expertise and Industry Insights: Discussing current trends in financial planning, John shares his unique perspective and notable achievements in the field.
  • Lessons Learned and Advice: Valuable insights from John’s extensive career in managing money and planning for a secure future, along with advice for aspiring financial planners.
  • Future Goals and Projects: Exploring John’s aspirations and upcoming initiatives in financial planning.
  • Conclusion: A wrap-up with John offering final thoughts and resources for listeners to connect with him.

Join us in this engaging episode of the Gross Profit Podcast, where James Kennedy and John Ensley delve into how traditional financial instruments like life insurance can be reimagined to serve not just as a safeguard for the future but as a tool for financial empowerment in the present.

This podcast is tagged under:

The Gross Profit Podcast

More Episodes

Merushka Chetty

Ryan Chenier – The MBA Secret Most Business Owners Miss 

In this episode of The Gross Profit Podcast, James Kennedy sits down with Winnipeg-based Fractional CFO Ryan Chenier to explore how strategic financial leadership can transform a business. Ryan shares his journey from an MBA graduate to building his own dream CFO practice, and why podcasting has become an unexpected yet powerful business development tool. He explains how a process-driven approach and a focus on ROI – both in time and money – can help owners make smarter, faster decisions.

Ryan also walks through two compelling client case studies: guiding an electrical services company from startup to a lucrative sale, and helping a high-growth business overcome cash flow challenges with three-way budgeting and bank financing. From aligning teams around enterprise value to knowing when to pivot a strategy, Ryan’s insights offer practical lessons for any entrepreneur aiming to grow, scale, or exit with confidence.

Listen Now »
Merushka Chetty

Aldo Aprile -Why Restaurants REALLY Fail

In this episode, James Kennedy sits down with Aldo Aprile, CPA and founder of Aprile CPA, to explore why every fractional CFO needs a close partnership with a tax expert – and why savvy business owners should plan taxes year-round, not just at filing time. Drawing on Aldo’s upbringing in a Peruvian family restaurant, his stints at GE, AmEx, PF Chang’s and more, they dig into restaurant prime-cost math, setting performance incentives, and the critical tax-planning moves that can save entrepreneurs tens of thousands each year.

Listen Now »
Merushka Chetty

Christophe Gantzer – Swiss Expert: Your Supply Chain Will Fail

In this episode, James Kennedy sits down with Christophe Gantzer, fractional CFO and co-founder of Clear Edge, to unpack the seismic shift in ESG and sustainability reporting across Europe – and what it means for Swiss and EU businesses alike. Drawing on his 20+ years in finance and his unique perspective as a French expat in Switzerland, Christophe explains the new CSRD/ESRS framework, how non-financial KPIs are now a finance function imperative, and why risk management must expand to cover environmental and social “debts.” Along the way, he shares real-world examples – from chocolate price shocks to cyber-risk parallels – that illustrate why CFOs can no longer sit on the sidelines of sustainability.

Listen Now »